Logbook Loans vs. Other Loans

Logbook Loans vs. Other Loans

During those times that you are in front of a financial challenge and you do not have enough savings to back you up, a loan can be the only solution you are left with. If you want to avail this, there are different kinds of loans that are available to you. However,...
Logbook Loans Explained

Logbook Loans Explained

There is a type of loan known as a “logbook loan” which has been gaining popularity in the United Kingdom, both for its seemingly attractive terms and associated risks. Also known as a V5 loan or a bill of sale, it is a type of loan wherein cars are used...
Pros and Cons of Refinancing a Car Loan

Pros and Cons of Refinancing a Car Loan

Refinancing, in its simplest terms, is defined as taking out a new loan to replace your old one. This is usually done in order to change terms of the loan, such as extending the loan period and lowering monthly payments. Refinancing can be an attractive option....
An Overview of Car Loans and Finance

An Overview of Car Loans and Finance

Buying a car, being probably the second biggest purchase one can have next to a home, involves careful decision making. If you cannot afford to buy a car in cash, let alone a down payment, like most of the population, you need assistance for financing your vehicle....

Debt vs. Retirement Savings

When facing personal finance challenges, we are often caught in the dilemma of whether to prioritize paying off your debts or putting enough money towards your retirement savings. There are different opinions regarding this, and financial experts have different...
Tips to Eliminate Debt Completely

Tips to Eliminate Debt Completely

Having debts is not an ideal circumstance for a person to have. It can have many unwanted impacts in one’s life, both personally and financially. It has effects on one’s reputation, dignity, and future plans. Indeed, getting buried in bad debts is scary as...
The Altruistic Benefit of the Debt Tsunami

The Altruistic Benefit of the Debt Tsunami

Having multiple debts can be uneasy and unsettling for us. There are many methods in which to effectively get rid of those debts. However, not all of them work effectively and there are those that are considered as conventional ways of paying multiple debts. There...
Paying off High Interest Rate First

Paying off High Interest Rate First

There is a continuing debate about which debt to pay off first. It has continued to divide the personal finance world in different camps. Basically, the two most popular methods in paying debt is to start with the lowest debt (known as the debt snowball), and the...
Debt Snowball: An Introduction

Debt Snowball: An Introduction

Have you tried building a small snowball, and watch it run downhill? Have you noticed that it gets more snow along the way while rolling downhill, until it rolls faster, taking in more snow until it becomes as large as a boulder? That scenario is the same in finance...